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Dr. Frugal

Personal finance, without the panic

Built for real life

A clearer way to spend, save, and breathe easier.

Dr. Frugal brings your everyday money into one calm view. See what’s safe to spend, make a plan that fits, and build progress at your own pace.

Download on the App Store

Get it on Google Play

LESS NOISE. MORE KNOWING.

Small habits, clearly seen.

A plan that moves with you

Know what’s comfortable to spend after life’s essentials are covered.

Save without the second thought

Create gentle rules that quietly move a little aside when it feels right.

Progress without perfection

Simple check-ins make it easier to notice your momentum, not just your mistakes.

A STEADIER START

Your data stays yours.

We use bank-level security and read-only connections. Dr. Frugal never moves money without your say-so.

SAFE TO SPEND THIS WEEK

£182.40

Your bills are accounted for

THE APP, IN PRACTICE

Built around the questions you actually ask.

Your complete financial picture, easier shopping decisions, and practical planning tools all sit within the same clear, friendly space.

00

Your money, clearly organised

Start with the essentials: your total balance, connected accounts, and the latest activity in one calm, focused view.

Dr. Frugal home screen showing account balance and recent activity

01

Your next decisions, surfaced

See the parts that need attention at a glance: spending targets, upcoming bills, renewals, and your active shopping basket.

Dr. Frugal home screen showing transactions and household summary
Dr. Frugal shopping list showing items and price comparisons

02

Save when your basket drops

Save the basket once, then let Dr. Frugal keep watching. If the price falls, subscribers get a timely alert—so it’s easier to buy at a better moment, without searching all over again.

03

Plans you can actually follow

Turn monthly intentions into practical categories. Track what’s been spent, what’s left, and the areas where an adjustment could make the next week feel easier.

Dr. Frugal targets screen showing the full monthly plan and categories

04

Stay ahead of every renewal

Keep subscriptions, insurance renewals, and other regular commitments in one clear view. See what’s coming up before it becomes a surprise.

Dr. Frugal renewals screen showing upcoming subscriptions and insurance renewals
Dr. Frugal bills screen showing the Thames Water upcoming bill

05

Know the household costs

Bring your utilities, broadband, and essential household bills together. Get a reliable view of what needs attention and when it’s due.

06

Turn your history into better next steps

Ask Dr. Frugal to analyse your spending, review previous plans, and spot practical ways to optimise the months ahead. A clearer answer is always close at hand.

Dr. Frugal AI assistant analysing a savings goal

Dr. Frugal

Better money days, one clear decision at a time.

Better money days, one clear decision at a time.

Dr. Frugal is a trading name of FERZAN INFORMATION TECHNOLOGIES LTD (Firm Reference Number: 1061790), which is an Agent of Yapily Connect LTD. Yapily Connect LTD is authorized and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 827001) for the provision of payment services.

© 2026 Dr. Frugal Ltd.